Attic Inspection For Fha

Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety.

Attic inspection for fha.

When an fha loan is being used the appraiser has two objectives. Fully access the attic space if able to do so. Ensuring that mixed use properties comply with zoning. What is an fha inspection and appraisal.

12 attic and crawl space inspection requirements. These revisions must be meet to qualify for fha financing. Department of housing and urban development washington dc 20410 8000 assistant secretary for housing federal housing commissioner special attention of. This is to make sure the home is worth the selling price.

Attic and crawl space inspection requirements. Clarifying that fha requires an inspection. Head and shoulders is the. At a minimum the appraiser must enter head and shoulders into the attic.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. Clarifying that fha requires an inspection. Federal housing administration fha loans must meet safety. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.

Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety. Fha appraisers are required to observe the attic area. For an fha loan the u s.

The department of housing and urban development hud requires him to determine the current market value as with any appraisal. Is an attic inspection required for fha. Check water heater functionality inspection portion is not referred to as observation. Fha s office of single family housing.

If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. General acceptance criteria property eligibility and non residential use of property. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. Cost and income approach for value.

These include many health and safety inspections. All appropriate approaches must be utilized when applicable. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. To a full inspection.

If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation. Fha appraisers are now required to. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. Handbook 4000 1 all fha approved mortgagees.